Top 7 Most Expensive Suburbs on the Gold Coast in 2025

July 21, 2025
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As long-time Queensland mortgage brokers, we've had a front-row seat to the rise of the most expensive suburbs on the Gold Coast, with house prices across South East Queensland continuing to soar in 2025. High-net-worth buyers, property investors, and relocating families are all driving demand for prestige homes in lifestyle-rich suburbs.


Whether you're eyeing a beachfront investment or exploring your borrowing options, this guide will take you through the highest-ranking suburbs in the region. We'll look at median house values, what makes each area desirable, and how buyers can prepare for today's market.



Looking to buy in one of the most expensive suburbs on the Gold Coast? Our Gold Coast mortgage brokers at LM Edge can help you navigate complex lending requirements with better loan options and personalised advice. Call 07 4721 4772 or visit lmedge.com.au to book a free consultation.



Top 7 Most Expensive Suburbs on the Gold Coast


Here are the highest-performing and most expensive suburbs on the Gold Coast.


1. Mermaid Beach: Gold Coast's Luxury Leader


  • Median house value: $4.45 million
  • Median gross yield: 1.5 per cent


Mermaid Beach remains the standout suburb for ultra-premium buyers. With beachfront homes along Hedges Avenue fetching over $20 million, the area consistently ranks as the most expensive suburb in Queensland.


What's driving demand? No high-rises, direct beach access, walkable cafes, and privacy. It's a favourite among CEOs and professional athletes.



2. Surfers Paradise: Iconic Views, High Prices


  • Median house price: $3.1 million
  • Median unit gross yield: 4.2 per cent
  • Median house and unit rent prices: $1,300 (houses), $970 (units)


Surfers Paradise is globally known, and its prestige property market continues to grow. Canal homes and high-end penthouses dominate the listings, supported by large-scale developments like Dahlia Estate.


Chevron Island and Budds Beach also stand out for those looking for a balance of lifestyle and location.



3. Broadbeach: Where Central Meets Exclusive


  • Median house price: $2.65 million
  • Median gross yield: 1.9 percent


Known for its vibrant lifestyle and central location, Broadbeach attracts professionals, downsizers, and investors. It's close to The Star Casino, Pacific Fair, and Kurrawa Beach. Apartments with ocean views and boutique penthouses are highly sought after.

If you're considering Broadbeach or nearby Broadbeach Waters, let LM Edge help secure your funding. Visit LM Edge Broadbeach or call 07 4721 4772 to discuss options with a local mortgage specialist.



4. Hope Island: Gated, Golfside, and High-End


  • Median house value: $2.75 million
  • Median gross yield: 2.3 percent


Hope Island offers luxury living behind secure gates. It features canal estates, golf courses, and resort-style facilities. Many properties come with pontoons, marina access, and golf buggy paths.


It's close to schools, the Royal Queensland Golf Club, and theme parks like White Water World.


Interested in buying in Hope Island? LM Edge can assist with tailored loan advice for master-planned estates.



5. Main Beach: Seaside Elegance Near the Marina


  • Median residential house value: $3.1 million
  • Median gross yield (units): 3.8 per cent


Main Beach is a tightly held suburb known for elegant apartment living, proximity to Marina Mirage, and the Southport Yacht Club. With low-rise zoning and high walkability, it's ideal for professionals and downsizers.


Inventory remains low, making competition for properties fierce.


6. Paradise Point: Million-Dollar Homes in Peaceful Pockets


  • Median house price: $2.65 million
  • Median gross yield: 2.4 percent


Paradise Point is one of the Gold Coast's quiet achievers. It features leafy streets, family-friendly parks, and high-end canal homes.


The Sovereign Islands, a gated enclave, push the suburb's upper market well above $10 million. It's a strong contender for both lifestyle buyers and investors.


7. Broadbeach Waters: Private Canals and Family Appeal


  • Median house value: $2.85 million
  • Median gross yield: 2.1 percent


Broadbeach Waters offers large, private homes on canal blocks. It's a short drive to central Broadbeach but offers more privacy and space. The suburb is popular with families and professionals alike.


With demand growing in nearby areas like Mermaid Waters and Clear Island Waters, Broadbeach Waters has become a smart long-term choice.


What This Means for Buyers, Sellers and Investors in 2025


The most expensive suburbs on the Gold Coast have seen consistent price growth even during tighter lending conditions. Limited land, high demand, and lifestyle value make these suburbs ideal for long-term investment.


As buyer competition increases and listings remain low, working with experienced mortgage brokers in Gold Coast becomes essential. LM Edge helps clients navigate borrowing limits, compare lenders, and prepare their finances to act fast in competitive markets.



Frequently Asked Questions (FAQs)


What is the most expensive suburb on the Gold Coast in 2025?


Mermaid Beach, with a median house value of $4.45 million, remains the most expensive suburb in Queensland.


Are these suburbs good for long-term investment?


Yes. They offer strong capital growth, consistent demand, and high rental potential in luxury brackets.


Can I still buy under $2 million in these suburbs?


It's rare. Apartments may fall below $2 million, but most freestanding homes now exceed this price point.


Which suburb is best for lifestyle buyers?


Main Beach and Broadbeach Waters offer walkability, beach access, and privacy.


Where is the richest place on the Gold Coast?


The Sovereign Islands in Paradise Point are home to some of Queensland's wealthiest residents.


What should I know before buying in Mermaid Beach or Surfers Paradise?


Expect low stock, high competition, and the need for fast finance pre-approvals.


What is the most sought-after suburb on the Gold Coast?


Mermaid Beach consistently attracts high demand from both local and interstate buyers.


What are the types of home loans available for first-time buyers on the Gold Coast?


First-time buyers on the Gold Coast have a range of options to choose from, including fixed-rate, variable-rate, split loans, and low-deposit or guarantor loans. Some individuals may also be eligible for first-home buyer incentives or government-backed schemes to assist with affordability.



Final Thoughts


Whether you're considering a beachfront estate in Mermaid Beach or a family home in Broadbeach Waters, buying in the most expensive suburbs on the Gold Coast requires solid financial planning and expert support.


As a trusted Gold Coast mortgage broker, LM Edge can help you secure home loans with better rates and the flexibility you need to compete in premium property markets. Call 07 4721 4772 or visit lmedge.com.au to get started with your personalised lending strategy today.

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Your 2025 Guide to Investment Loans on the Gold Coast

July 9, 2025
Queensland’s property market is riding a wave of robust growth, with rising prices, a steady influx of population, and solid rental demand reshaping the landscape. Nowhere is this more evident than on the Gold Coast, where beachfront living and tourism-driven tenancy pull have driven both house values and vacancy rates to record levels. Investment loans provide property investors with a tailored financing solution that aligns their borrowing capacity with market opportunities. They also come with flexible repayment options and competitive interest rates designed for long-term gain. In today’s dynamic environment, understanding these loans can unlock faster portfolio growth, stronger cash flow and strategic leverage. Let’s dive into the essentials of investment loans and how they can power your next real estate acquisition. Seeking the ideal investment loan? Consult with trusted Gold Coast mortgage brokers who understand the local lending environment. LM Edge provides expert advice on structuring loans to achieve tax and long-term benefits. Visit lmedge.com.au or call 07 4721 4772 to get started. What Are Investment Loans and How Do They Work? An investment loan is used to buy a residential property with the aim of generating rental income or capital growth. Unlike an owner-occupied home loan, you don't live in the property. Instead, the goal is to earn returns over time. In Queensland, investment loans are popular among both first-time and seasoned property buyers, particularly in high-demand areas such as the Gold Coast . With rising demand for rentals and infrastructure growth, investor confidence in the region continues to climb. Types of Investment Loans Available in Australia Interest-Only Loans These allow you to pay only the interest for a set interest-only period, usually up to 5 years. Your loan balance stays the same during this time. Better cash flow Lower monthly payments No equity is built until the principal is repaid Principal and Interest Loans You repay both the loan principal and interest from the start. While repayments are higher, you reduce your debt over time and build equity faster. Fixed Rate vs Variable Loan Options A fixed-rate home loan offers predictable repayments. A variable-rate loan adjusts with market conditions and may include features such as a redraw facility or a Free Redraw. You can also consider a split loan , combining both for more flexibility. Line of Credit This lets you access funds from the equity in your current home. It's useful for ongoing renovations or purchasing additional properties. Compare features like offset accounts, comparison rates, and interest paid using home loan calculators. Why Investors Are Flocking to the Gold Coast Property Market Population and Economic Growth The Australian Bureau of Statistics reports strong migration to Queensland. The Gold Coast continues to grow thanks to its attractive lifestyle, diverse job opportunities, and robust infrastructure. High Rental Demand According to CoreLogic , Gold Coast suburbs offer strong yields and low vacancy rates, making them an ideal investment for rental income. Top Investment Suburbs Southport : Diverse rental market Robina : Family-friendly and well-connected Coomera : Rapid development Hope Island : High-end appeal Pimpama : Affordable and growing Burleigh Heads : Strong capital growth Labrador : High rental yield Varsity Lakes : Popular with students and professionals These suburbs are in high demand by both tenants and investors. Let our Gold Coast mortgage brokers at LM Edge analyse your portfolio and match you with the perfect investment loan. Call us at 07 4721 4772 or head to www.lmedge.com.au to get started. How to Qualify for Investment Loans 1. Meet Lending Criteria Banks and lenders assess: Credit history and credit card usage Income and taxable income stability Current debt levels Loan to valuation ratio (LVR) Type of loan requested, such as interest-only loans or a split-rate home loan To boost your application, minimise debt, improve your savings, and ensure your loan contract details are accurate. 2. Serviceability and Income Use LM Edge's home loan borrowing power calculator to get an estimate. Aim for steady income, low liabilities, and consistent repayments on your home loan account or personal loans. 3. Reduce LMI with a Larger Deposit A 20 per cent deposit lowers your LVR and helps you avoid Lenders Mortgage Insurance . Learn more with the Queensland Government's Stamp Duty Calculator . Maximise your property portfolio growth with targeted loan strategies from Gold Coast mortgage brokers. Call us at 07 4721 4772 or head to www.lmedge.com.au for a free and personalised consultation. Frequently Asked Questions (FAQs) What are investment loans? They are home loans used to purchase a property for income or capital growth, not for living in. Can I get a loan for investments? Yes. Banks and lenders offer investment lending options like interest-only loans, variable loans, and split-rate home loans. Are investment loans worth it? Yes, if you have a clear investment strategy. Returns may come from rental income or capital appreciation. How much deposit is needed for an investment loan? Generally, 10 to 20 per cent. A 20 per cent deposit helps you avoid mortgage insurance and improve your maximum loan amount. Are interest-only investment loans still worth considering in 2025? Yes, especially for short-term cash flow planning. But you'll pay more overall if the principal isn't reduced. How do lenders assess an investment loan application? They consider income, credit assessment, loan-to-valuation ratio, and property rental potential. What's the best loan type for first-time investors? It depends on your goals. Some prefer a fixed-rate home loan, while others opt for split loans or offset home loans. Can I use the equity in my home to buy an investment property? Yes. Many investors use a line of credit or home equity loan to fund their next property purchase. Final Thoughts Investment loans give you a way to grow wealth, generate income, and expand your property portfolio. Whether you're after short-term rental yield or long-term capital growth, the right strategy and loan structure are key. The LM Edge team of experienced Gold Coast mortgage brokers is here to help you compare investment property loans, structure your finances, and secure approval. We tailor our advice to your financial goals and Queensland's local market. Speak with our team of brokers to find the right loan and avoid costly missteps. Call 07 4721 4772 or visit lmedge.com.au to get started today.